Terms and Conditions

Effective Terms

General provisions

This is a general draft of Terms and Conditions provided for illustrative and structural purposes. It has not been reviewed by legal counsel and does not constitute a jurisdiction-specific or legally binding document as presented. ICBC Turkey should have this content reviewed and adapted by qualified legal counsel prior to publication or reliance.

1. Acceptance of terms

By accessing this website or requesting materials from ICBC Turkey, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should discontinue use of the site and refrain from requesting further materials.

2. Nature of information provided

Content published on this website — including descriptions of methodology, process flows, and general market commentary — is provided for informational purposes only. It does not constitute financial, investment, legal, or tax advice, and should not be relied upon as a substitute for independent professional judgment. Any decision to engage ICBC Turkey's services should be made only after direct consultation and review of formal engagement documentation.

3. No guarantee of outcomes

References to risk management processes, capital preservation approaches, or methodology stages describe general practices and do not represent a guarantee of performance, returns, or specific results. Markets carry inherent risk, and past approaches or described frameworks do not assure future outcomes.

4. Intellectual property

All text, graphics, layouts, and materials presented on this website are the property of ICBC Turkey or its licensors, unless otherwise noted. No content may be reproduced, distributed, or repurposed for commercial use without prior written consent from ICBC Turkey.

5. Use of the website

You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of, or restrict, or inhibit the use and enjoyment of the site by any third party. Attempting to gain unauthorized access to any part of the site, its systems, or related networks is strictly prohibited.

6. Third-party links and references

This website may reference or link to third-party resources for general context. ICBC Turkey does not control and is not responsible for the content, accuracy, or availability of any external resources, and inclusion of such references does not imply endorsement.

7. Limitation of liability

To the fullest extent permitted by applicable law, ICBC Turkey shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of, or inability to use, this website or any materials obtained through it. This limitation is general in nature and subject to refinement based on applicable jurisdiction and legal review.

8. Modifications to services and terms

ICBC Turkey reserves the right to modify, suspend, or discontinue any aspect of the website or these Terms and Conditions at any time, with or without prior notice. Continued use of the site following any changes constitutes acceptance of the revised terms.

9. Confidentiality of shared information

Any information submitted through contact or inquiry forms is treated in accordance with ICBC Turkey's Privacy Policy. Formal confidentiality obligations, where applicable, would be established through separate signed agreements rather than through this general website disclosure.

10. Governing framework

These terms are intended to operate under a general framework consistent with ICBC Turkey's operations in Turkey. Specific governing law and dispute resolution provisions should be confirmed and finalized through legal review prior to formal adoption.

11. Severability

If any provision of these Terms and Conditions is found to be unenforceable or invalid under applicable law, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

12. Contact regarding these terms

Questions regarding these Terms and Conditions can be directed through the contact channels listed on ICBC Turkey's Contact page. This document may be updated periodically, and the version published on this website reflects the most current draft at the time of access.